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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,257 | $100,938-5.6% | $90,461+5.3% | $158,982-40.1% |
| Participation rate | 76.5% | 75.0%+1.4pp | 72.7%+3.8pp | 82.0%-5.5pp |
| Annual return | 18.21% | 1727.20%-1709.0pp | 1294.76%-1276.6pp | 302.99%-284.8pp |
| Employer contribution / active EE | $2,104 | $3,691-43.0% | $3,264-35.5% | $4,763-55.8% |
| Participant deferral / active EE | $2,887 | $4,350-33.6% | $3,964-27.2% | $5,983-51.7% |
| Admin fee / account holder | $571 | $6,510-91.2% | $5,617-89.8% | $11,252-94.9% |