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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,518 | $103,008-15.0% | $90,304-3.1% | $152,897-42.8% |
| Participation rate | 78.6% | 75.9%+2.7pp | 73.3%+5.3pp | 82.5%-3.9pp |
| Annual return | 22.09% | 95.22%-73.1pp | 78.13%-56.0pp | 345.43%-323.3pp |
| Employer contribution / active EE | $2,177 | $3,139-30.7% | $2,855-23.8% | $4,764-54.3% |
| Participant deferral / active EE | $2,695 | $4,281-37.1% | $3,885-30.6% | $5,851-53.9% |
| Admin fee / account holder | $6,407 | $6,175+3.8% | $5,354+19.7% | $11,599-44.8% |