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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,613 | $75,541+247.6% | $152,093+72.7% | $82,637+217.8% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.92% | 32.56%-19.6pp | 66.36%-53.4pp | 53.51%-40.6pp |
| Employer contribution / active EE | $12,385 | $2,622+372.3% | $4,175+196.7% | $2,552+385.3% |
| Participant deferral / active EE | $8,842 | $3,206+175.8% | $5,451+62.2% | $4,126+114.3% |
| Admin fee / account holder | $9,607 | $6,405+50.0% | $14,497-33.7% | $7,339+30.9% |