Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MGT LLC Service code 27 · EIN 46-5061538 | Advisory (Plan) | $28,204 |
STANCORP FINANCIAL GROUP7 years Service code 12 · EIN 93-1253576 | Claims processing; Recordkeeping and ... | $23,137 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,839 | $45,343+51.8% | $150,298-54.2% | $67,986+1.3% |
| Participation rate | 50.0% | 51.9%-1.9pp | 77.8%-27.8pp | 57.2%-7.2pp |
| Annual return | 10.80% | 33.28%-22.5pp | 62.79%-52.0pp | 31.67%-20.9pp |
| Employer contribution / active EE | $1,500 | $1,462+2.6% | $4,154-63.9% | $2,019-25.7% |
| Participant deferral / active EE | $2,407 | $2,055+17.1% | $5,453-55.9% | $3,358-28.3% |
| Admin fee / account holder | $404 | $2,250-82.0% | $14,116-97.1% | $3,203-87.4% |