Filed November 17, 2008
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CERITY PARTNERS1 year Service code 17 11601 WILSHIRE BOULEVARD · LOS ANGELES, CA 90025 | Pension Consulting | $74,535 |
Service code 12 · EIN 84-1477138 | Participant communication; Participan... | $10,462 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 18 · EIN 42-1558009 | Direct payment from the plan; Trustee... | $8,834 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,836 | $79,523-36.1% | $140,016-63.7% | $56,287-9.7% |
| Participation rate | 92.4% | 85.7%+6.7pp | 87.5%+4.9pp | 69.9%+22.6pp |
| Annual return | -5.83% | 2.39%-8.2pp | 651.12%-656.9pp | -9.96%+4.1pp |
| Employer contribution / active EE | $839 | $3,350-75.0% | $5,606-85.0% | $2,111-60.3% |
| Participant deferral / active EE | $4,956 | $5,129-3.4% | $6,927-28.5% | $3,350+48.0% |
| Admin fee / account holder | $319 | $614-48.0% | $10,705-97.0% | $521-38.7% |