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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,618 | $78,694+60.9% | $67,653+87.2% | $125,388+1.0% |
| Participation rate | 66.7% | 78.8%-12.1pp | 75.7%-9.0pp | 83.2%-16.5pp |
| Annual return | -0.52% | 9.46%-10.0pp | 6625.22%-6625.7pp | 282.24%-282.8pp |
| Employer contribution / active EE | $2,309 | $3,044-24.1% | $2,266+1.9% | $4,866-52.5% |
| Participant deferral / active EE | $4,113 | $4,292-4.2% | $3,560+15.6% | $5,352-23.1% |
| Admin fee / account holder | $32,187 | $7,403+334.8% | $4,821+567.6% | $9,541+237.4% |