Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP5 years Service code 12 · EIN 06-1053228 | Recordkeeping and information managem... | $8,597 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 21 · EIN 82-3967259 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,240 | $61,166-9.7% | $185,849-70.3% | $79,391-30.4% |
| Participation rate | 49.5% | 66.6%-17.1pp | 81.7%-32.2pp | 70.7%-21.2pp |
| Annual return | 30.26% | 19.45%+10.8pp | 122.10%-91.8pp | 116.88%-86.6pp |
| Employer contribution / active EE | $689 | $2,321-70.3% | $5,169-86.7% | $2,428-71.6% |
| Participant deferral / active EE | $2,951 | $2,789+5.8% | $5,569-47.0% | $4,046-27.1% |
| Admin fee / account holder | $55 | $710-92.3% | $16,244-99.7% | $627-91.3% |