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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,952 | $110,307-16.6% | $96,576-4.8% | $139,456-34.1% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.4pp | 80.3%+3.0pp |
| Annual return | 15.92% | 26.40%-10.5pp | 25.87%-10.0pp | 373.45%-357.5pp |
| Employer contribution / active EE | $1,525 | $3,619-57.9% | $2,965-48.6% | $4,753-67.9% |
| Participant deferral / active EE | $7,616 | $5,547+37.3% | $4,851+57.0% | $6,711+13.5% |
| Admin fee / account holder | $5,109 | $11,597-55.9% | $8,253-38.1% | $11,407-55.2% |