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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,664 | $100,805+187.4% | $86,698+234.1% | $134,532+115.3% |
| Participation rate | 87.5% | 79.0%+8.5pp | 76.6%+10.9pp | 81.2%+6.3pp |
| Annual return | -15.31% | 29.09%-44.4pp | 35.95%-51.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $2,116 | $3,490-39.4% | $2,837-25.4% | $4,741-55.4% |
| Participant deferral / active EE | $8,677 | $5,339+62.5% | $4,656+86.4% | $6,401+35.6% |
| Admin fee / account holder | $21,239 | $10,925+94.4% | $7,493+183.5% | $11,429+85.8% |