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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,335 | $168,635+306.4% | $147,617+364.3% | $125,389+446.6% |
| Participation rate | 90.9% | 88.8%+2.1pp | 84.6%+6.3pp | 83.2%+7.7pp |
| Annual return | -4.09% | 77.65%-81.7pp | 61.98%-66.1pp | 282.24%-286.3pp |
| Employer contribution / active EE | $21,599 | $6,252+245.5% | $5,564+288.2% | $4,866+343.9% |
| Participant deferral / active EE | $15,009 | $5,507+172.6% | $4,895+206.6% | $5,352+180.5% |
| Admin fee / account holder | $7,558 | $13,580-44.3% | $11,612-34.9% | $9,541-20.8% |