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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,433 | $104,251-40.1% | $91,004-31.4% | $147,586-57.7% |
| Participation rate | 57.9% | 78.2%-20.3pp | 75.6%-17.7pp | 82.8%-24.9pp |
| Annual return | 13.24% | 27.06%-13.8pp | 4.60%+8.6pp | 578.59%-565.4pp |
| Employer contribution / active EE | $1,533 | $3,116-50.8% | $2,456-37.6% | $4,876-68.6% |
| Participant deferral / active EE | $4,843 | $4,195+15.4% | $3,548+36.5% | $5,439-11.0% |
| Admin fee / account holder | $399 | $8,948-95.5% | $5,417-92.6% | $10,886-96.3% |