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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,071 | $72,177+353.2% | $115,038+184.3% | $59,633+448.5% |
| Participation rate | 90.7% | 72.6%+18.1pp | 81.4%+9.3pp | 68.7%+22.0pp |
| Annual return | 0.60% | 12.02%-11.4pp | 26.14%-25.5pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $6,619 | $2,841+133.0% | $4,608+43.6% | $2,203+200.5% |
| Participant deferral / active EE | $9,081 | $4,783+89.9% | $6,026+50.7% | $3,192+184.5% |
| Admin fee / account holder | $5,037 | $4,927+2.2% | $8,175-38.4% | $4,297+17.2% |