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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,557 | $118,695-79.3% | $98,916-75.2% | $158,950-84.6% |
| Participation rate | 72.7% | 77.8%-5.1pp | 76.0%-3.3pp | 82.0%-9.2pp |
| Annual return | 17.15% | 372.39%-355.2pp | 196.45%-179.3pp | 302.91%-285.8pp |
| Employer contribution / active EE | $1,629 | $3,333-51.1% | $2,689-39.4% | $4,762-65.8% |
| Participant deferral / active EE | $2,798 | $5,088-45.0% | $4,245-34.1% | $5,983-53.2% |
| Admin fee / account holder | $2,329 | $10,132-77.0% | $6,642-64.9% | $11,248-79.3% |