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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,616 | $58,577+94.0% | $83,323+36.4% | $64,181+77.0% |
| Participation rate | 66.2% | 72.0%-5.8pp | 77.8%-11.5pp | 69.6%-3.3pp |
| Annual return | -1.09% | 9.65%-10.7pp | 10.63%-11.7pp | 7.63%-8.7pp |
| Employer contribution / active EE | $657 | $2,098-68.7% | $3,379-80.6% | $2,381-72.4% |
| Participant deferral / active EE | $4,055 | $4,654-12.9% | $5,565-27.1% | $3,470+16.9% |
| Admin fee / account holder | $1,611 | $9,275-82.6% | $7,539-78.6% | $4,887-67.0% |