Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,192 | $42,917+0.6% | $60,899-29.1% | $68,495-36.9% |
| Participation rate | 32.3% | 66.8%-34.5pp | 73.1%-40.8pp | 67.9%-35.6pp |
| Annual return | -19.67% | -13.99%-5.7pp | 16.92%-36.6pp | -7.84%-11.8pp |
| Employer contribution / active EE | $857 | $1,979-56.7% | $2,702-68.3% | $2,596-67.0% |
| Participant deferral / active EE | $1,782 | $2,867-37.8% | $3,817-53.3% | $4,028-55.8% |
| Admin fee / account holder | $1,879 | $3,102-39.4% | $3,225-41.7% | $5,403-65.2% |