Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK, INC Service code 15 · EIN 01-0233346 | Recordkeeping | $632 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,504 | $54,320-23.6% | $67,653-38.7% | $52,331-20.7% |
| Participation rate | 53.8% | 73.6%-19.8pp | 75.7%-21.9pp | 68.1%-14.3pp |
| Annual return | -1.56% | 6.81%-8.4pp | 6625.22%-6626.8pp | 4.54%-6.1pp |
| Employer contribution / active EE | $305 | $1,544-80.2% | $2,266-86.5% | $1,882-83.8% |
| Participant deferral / active EE | $1,486 | $2,950-49.6% | $3,560-58.3% | $3,022-50.8% |
| Admin fee / account holder | $38 | $527-92.7% | $4,821-99.2% | $592-93.5% |