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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,723 | $97,761-51.2% | $83,850-43.1% | $135,382-64.7% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -7.78% | 1287.44%-1295.2pp | 850.92%-858.7pp | 519.77%-527.6pp |
| Employer contribution / active EE | $3,086 | $4,222-26.9% | $3,631-15.0% | $4,779-35.4% |
| Participant deferral / active EE | $4,673 | $4,682-0.2% | $4,082+14.5% | $5,609-16.7% |
| Admin fee / account holder | $21 | $6,674-99.7% | $5,478-99.6% | $10,829-99.8% |