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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,157 | $106,008+405.8% | $92,240+481.3% | $147,586+263.3% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 17.86% | 50.05%-32.2pp | 176.29%-158.4pp | 578.59%-560.7pp |
| Employer contribution / active EE | $1,232 | $4,333-71.6% | $3,680-66.5% | $4,876-74.7% |
| Participant deferral / active EE | $2,421 | $4,478-45.9% | $3,897-37.9% | $5,439-55.5% |
| Admin fee / account holder | $1,259 | $6,333-80.1% | $5,194-75.8% | $10,886-88.4% |