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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,389 | $112,915-66.9% | $90,965-58.9% | $158,950-76.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.72% | 215.75%-203.0pp | 134.57%-121.8pp | 302.91%-290.2pp |
| Employer contribution / active EE | $1,327 | $2,894-54.1% | $2,122-37.5% | $4,762-72.1% |
| Participant deferral / active EE | $4,592 | $4,128+11.2% | $3,373+36.1% | $5,983-23.2% |
| Admin fee / account holder | $719 | $8,044-91.1% | $5,960-87.9% | $11,248-93.6% |