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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,687 | $111,814+18.7% | $103,378+28.4% | $145,978-9.1% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 8.78% | 24.80%-16.0pp | 24.91%-16.1pp | 550.52%-541.7pp |
| Employer contribution / active EE | $2,364 | $4,215-43.9% | $3,870-38.9% | $4,662-49.3% |
| Participant deferral / active EE | $3,301 | $5,618-41.2% | $5,058-34.7% | $6,690-50.7% |
| Admin fee / account holder | $1,560 | $9,764-84.0% | $8,401-81.4% | $13,400-88.4% |