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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,370 | $58,828+136.9% | $78,002+78.7% | $62,881+121.6% |
| Participation rate | 87.1% | 71.1%+16.0pp | 75.5%+11.6pp | 69.3%+17.8pp |
| Annual return | 8.01% | 17.16%-9.1pp | 425.99%-418.0pp | 20.14%-12.1pp |
| Employer contribution / active EE | $7,022 | $1,672+320.1% | $2,470+184.3% | $2,281+207.9% |
| Participant deferral / active EE | $6,912 | $2,686+157.4% | $3,497+97.7% | $3,203+115.8% |
| Admin fee / account holder | $3,354 | $4,393-23.7% | $5,481-38.8% | $4,296-21.9% |