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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $99,079-50.1% | $78,002-36.6% | $273,972-81.9% |
| Participation rate | 76.2% | 78.6%-2.4pp | 75.5%+0.7pp | 83.0%-6.8pp |
| Annual return | 4.89% | 217.93%-213.0pp | 425.99%-421.1pp | 41.46%-36.6pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,864 | $4,306-56.7% | $3,497-46.7% | $5,287-64.7% |
| Admin fee / account holder | $6,358 | $8,954-29.0% | $5,481+16.0% | $10,133-37.3% |