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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,564 | $83,908-43.3% | $68,509-30.6% | $125,389-62.1% |
| Participation rate | 76.2% | 78.2%-2.0pp | 74.7%+1.5pp | 83.2%-7.0pp |
| Annual return | 0.33% | 14.48%-14.1pp | 8.27%-7.9pp | 282.24%-281.9pp |
| Employer contribution / active EE | $0 | $3,031-100.0% | $2,278-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,940 | $4,125-53.0% | $3,382-42.7% | $5,352-63.8% |
| Admin fee / account holder | $1,035 | $8,982-88.5% | $5,275-80.4% | $9,541-89.2% |