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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,198 | $103,000+82.7% | $90,300+108.4% | $152,885+23.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 18.50% | 95.19%-76.7pp | 78.11%-59.6pp | 345.39%-326.9pp |
| Employer contribution / active EE | $13,596 | $3,138+333.2% | $2,854+376.4% | $4,763+185.4% |
| Participant deferral / active EE | $10,776 | $4,281+151.7% | $3,884+177.4% | $5,851+84.2% |
| Admin fee / account holder | $3,255 | $6,173-47.3% | $5,353-39.2% | $11,598-71.9% |