Retirement plan

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Name: POST ROAD IRON WORKS, INC. - POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN (2018) Form 5500
Creator: POST ROAD IRON WORKS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN, POST ROAD IRON WORKS, INC.

POST ROAD IRON WORKS, INC.EIN 06-0737747Plan #002PY 2018

345 WEST PUTNAM AVENUE - GREENWICH, CT 068305296203-869-6322postroadironworks.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$480K assets

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$5.6M

-1.1% from 2017

Total participants

-7.1% from 2017

Average account balance

$136,368

+32.7% from 2017

Annual return

-7.48%

-23.42 pp from 2017

Benchmarks

See 8,161 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,161 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$202K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

105.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$704K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$22316

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$127K

$3254 / participant

Other / not subdivided$127K100.0%

% of EOY assets

2.270%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$136,368

$49,177+177.3%

$79,467+71.6%

$64,173+112.5%

Participation rate

71.8%

65.0%+6.8pp

73.3%-1.6pp

69.6%+2.2pp

Annual return

-7.48%

-1.16%-6.3pp

718.30%-725.8pp

7.63%-15.1pp

Employer contribution / active EE

$8,461

$2,076+307.5%

$2,800+202.1%

$2,381+255.4%

Participant deferral / active EE

$4,056

$2,821+43.8%

$3,704+9.5%

$3,470+16.9%

Admin fee / account holder

$3,095

$3,839-19.4%

$5,104-39.4%

$4,887-36.7%

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion