Retirement plan

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Name: POST ROAD IRON WORKS, INC. - POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN (2017) Form 5500
Creator: POST ROAD IRON WORKS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN, POST ROAD IRON WORKS, INC.

POST ROAD IRON WORKS, INC.EIN 06-0737747Plan #002PY 2017

345 WEST PUTNAM AVENUE - GREENWICH, CT 068305296203-869-6322postroadironworks.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#003Retirement-$214K assets

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$5.7M

+18.9% from 2016

Total participants

+12.0% from 2016

Average account balance

$102,778

+5.9% from 2016

Annual return

15.94%

+7.45 pp from 2016

Benchmarks

See 7,912 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort7,912 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$202K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

105.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$704K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.92%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$22316

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$362K

$8617 / participant

Other / not subdivided$362K100.0%

% of EOY assets

6.402%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$102,778

$53,128+93.5%

$86,582+18.7%

$70,126+46.6%

Participation rate

97.6%

65.3%+32.3pp

73.5%+24.1pp

69.5%+28.1pp

Annual return

15.94%

27.66%-11.7pp

965.08%-949.1pp

73.15%-57.2pp

Employer contribution / active EE

$7,982

$2,068+286.0%

$2,839+181.1%

$2,343+240.7%

Participant deferral / active EE

$3,952

$2,695+46.6%

$3,609+9.5%

$3,332+18.6%

Admin fee / account holder

$6,580

$3,584+83.6%

$4,904+34.2%

$4,645+41.6%

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

POST ROAD IRON WORKS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion