Retirement plan

GEISSLER'S SUPERMARKET, INC. 401(K) PLAN

Name: GEISSLERS SUPERMARKET INC. - GEISSLER'S SUPERMARKET, INC. 401(K) PLAN (2015) Form 5500
Creator: GEISSLERS SUPERMARKET INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GEISSLER'S SUPERMARKET, INC. 401(K) PLAN, GEISSLERS SUPERMARKET INC.

GEISSLERS SUPERMARKET INC.EIN 06-0698871Plan #001PY 2015

110 BRIDGE STREET, P.O. BOX 887 - EAST WINDSOR, CT 06088860-623-0176

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$8.7M

No prior year

Total participants

318

No prior year

Average account balance

$40,243

No prior year

Annual return

2.17%

No prior year

Benchmarks

See 1,098 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,098 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$54K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

173

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

33.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$298K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$905

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.23%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$303

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
EVEREN SECURITIES INC1+ years Filed as: EVEREN SECURITIES, INC. Service code 55	Other Commissions	$19,488
FILOMENO & COMPANY, PC1+ years Service code 10 · EIN 06-0934773 80 SOUTH MAIN STREET · WEST HARTFORD, CT 06107	Accounting	$12,500
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: GREAT-WEST LIFE & ANNUITY COMPANY Service code 10 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Accounting	$10,665
PASI, LLC1+ years Filed as: PASI LLC Service code 13	Contract Administrator	$8,508
PASI, LLC1+ years Service code 13 · EIN 06-0934773 231 FARMINGTON AVE. · FARMINGTON, CT 06032	Contract Administrator	$2,295
EVEREN SECURITIES INC1+ years Service code 55 10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$23K

$79 / participant

Other / not subdivided$23K100.0%

% of EOY assets

0.258%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FILOMENO & COMPANY, P.C.
Auditor EIN: 060934773
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$40,243

$33,745+19.3%

$64,105-37.2%

$55,191-27.1%

Participation rate

64.4%

59.4%+5.1pp

68.2%-3.7pp

69.2%-4.7pp

Annual return

2.17%

4.95%-2.8pp

791.24%-789.1pp

10.78%-8.6pp

Employer contribution / active EE

$709

$641+10.7%

$1,820-61.0%

$1,899-62.7%

Participant deferral / active EE

$1,164

$1,929-39.6%

$2,822-58.7%

$3,046-61.8%

Admin fee / account holder

$104

$94+10.2%

$4,499-97.7%

$91+14.5%

Provider

Service type

Compensation

EVEREN SECURITIES INC1+ years

Filed as: EVEREN SECURITIES, INC.

Service code 55

Other Commissions

$19,488

FILOMENO & COMPANY, PC1+ years

Service code 10 · EIN 06-0934773

80 SOUTH MAIN STREET · WEST HARTFORD, CT 06107

Accounting

$12,500

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: GREAT-WEST LIFE & ANNUITY COMPANY

Service code 10 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Accounting

$10,665

PASI, LLC1+ years

Filed as: PASI LLC

Service code 13

Contract Administrator

$8,508

PASI, LLC1+ years

Service code 13 · EIN 06-0934773

231 FARMINGTON AVE. · FARMINGTON, CT 06032

Contract Administrator

$2,295

EVEREN SECURITIES INC1+ years

Service code 55

10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060

Other Commissions

GEISSLER'S SUPERMARKET, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GEISSLER'S SUPERMARKET, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion