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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 20-4751585 | Advisory (Plan) | $22,528 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | -$17,095 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,124 | $73,102+451.5% | $123,553+226.3% | $56,289+616.2% |
| Participation rate | 94.5% | 74.3%+20.2pp | 82.3%+12.3pp | 69.9%+24.7pp |
| Annual return | -4.51% | 3.01%-7.5pp | 119.21%-123.7pp | -9.96%+5.5pp |
| Employer contribution / active EE | $11,650 | $2,977+291.3% | $4,628+151.7% | $2,111+451.8% |
| Participant deferral / active EE | $10,302 | $5,423+90.0% | $6,426+60.3% | $3,350+207.5% |
| Admin fee / account holder | $27 | $554-95.1% | $9,284-99.7% | $521-94.8% |