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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,562 | $91,167-70.9% | $178,498-85.1% | $79,858-66.7% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 68.31% | 24.19%+44.1pp | 151.09%-82.8pp | 31.72%+36.6pp |
| Employer contribution / active EE | $584 | $3,255-82.0% | $5,011-88.3% | $2,471-76.3% |
| Participant deferral / active EE | $1,375 | $3,236-57.5% | $5,202-73.6% | $3,740-63.2% |
| Admin fee / account holder | $1,412 | $6,747-79.1% | $13,985-89.9% | $5,306-73.4% |