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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,771 | $81,262-83.1% | $155,602-91.1% | $80,911-83.0% |
| Participation rate | 78.0% | 66.2%+11.7pp | 78.2%-0.2pp | 67.6%+10.3pp |
| Annual return | 6.36% | 33.34%-27.0pp | 64.81%-58.4pp | 35.63%-29.3pp |
| Employer contribution / active EE | $1,981 | $3,102-36.1% | $4,675-57.6% | $2,756-28.1% |
| Participant deferral / active EE | $1,203 | $3,451-65.1% | $5,629-78.6% | $4,297-72.0% |
| Admin fee / account holder | $2,720 | $7,992-66.0% | $15,923-82.9% | $6,935-60.8% |