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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,531 | $81,331-51.4% | $155,534-74.6% | $80,935-51.2% |
| Participation rate | 74.4% | 66.3%+8.1pp | 78.2%-3.9pp | 67.7%+6.7pp |
| Annual return | 9.35% | 33.37%-24.0pp | 64.92%-55.6pp | 35.66%-26.3pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,250 | $3,454-34.9% | $5,630-60.0% | $4,299-47.7% |
| Admin fee / account holder | $10,206 | $7,999+27.6% | $15,900-35.8% | $6,924+47.4% |