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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,419 | $77,920-41.7% | $149,723-69.7% | $75,177-39.6% |
| Participation rate | 82.5% | 65.6%+16.9pp | 78.8%+3.7pp | 67.2%+15.3pp |
| Annual return | 12.77% | 31.72%-18.9pp | 134.50%-121.7pp | 160.75%-148.0pp |
| Employer contribution / active EE | $1,209 | $3,138-61.5% | $4,821-74.9% | $2,671-54.7% |
| Participant deferral / active EE | $2,386 | $3,411-30.1% | $5,682-58.0% | $4,126-42.2% |
| Admin fee / account holder | $14,258 | $5,951+139.6% | $13,215+7.9% | $5,651+152.3% |