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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,833 | $106,749+165.0% | $145,433+94.5% | $82,448+243.0% |
| Participation rate | 73.1% | 75.6%-2.6pp | 82.1%-9.0pp | 68.1%+5.0pp |
| Annual return | 13.78% | 27.59%-13.8pp | 66.58%-52.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,995 | $3,444-42.1% | $4,554-56.2% | $2,551-21.8% |
| Participant deferral / active EE | $7,044 | $6,519+8.1% | $7,897-10.8% | $4,139+70.2% |
| Admin fee / account holder | $98,327 | $8,390+1072.0% | $13,129+648.9% | $7,234+1259.2% |