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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,833 | $106,524+165.5% | $152,301+85.7% | $87,485+223.3% |
| Participation rate | 73.1% | 75.8%-2.7pp | 82.4%-9.4pp | 68.9%+4.1pp |
| Annual return | 13.78% | 26.89%-13.1pp | 80.50%-66.7pp | 26.06%-12.3pp |
| Employer contribution / active EE | $1,995 | $3,371-40.8% | $4,624-56.9% | $2,596-23.2% |
| Participant deferral / active EE | $7,044 | $6,525+8.0% | $8,004-12.0% | $4,274+64.8% |
| Admin fee / account holder | $98,327 | $8,287+1086.6% | $14,398+582.9% | $7,775+1164.7% |