See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATS INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $7,287 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $1,700 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,111 | $108,549-18.8% | $156,263-43.6% | $85,563+3.0% |
| Participation rate | 83.4% | 77.1%+6.3pp | 78.9%+4.5pp | 66.0%+17.5pp |
| Annual return | 4.48% | 21.79%-17.3pp | 59.47%-55.0pp | 31.51%-27.0pp |
| Employer contribution / active EE | $1,594 | $2,690-40.7% | $4,333-63.2% | $2,654-39.9% |
| Participant deferral / active EE | $4,451 | $4,800-7.3% | $6,158-27.7% | $4,375+1.7% |
| Admin fee / account holder | $399 | $650-38.6% | $14,255-97.2% | $834-52.2% |