See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATS INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $6,008 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,309 | $91,372-13.2% | $129,995-39.0% | $74,419+6.6% |
| Participation rate | 82.9% | 77.8%+5.2pp | 78.5%+4.5pp | 70.7%+12.2pp |
| Annual return | -6.50% | 23.21%-29.7pp | -137.18%+130.7pp | 34.38%-40.9pp |
| Employer contribution / active EE | $3,688 | $2,563+43.9% | $4,320-14.6% | $2,637+39.8% |
| Participant deferral / active EE | $4,022 | $4,721-14.8% | $5,820-30.9% | $4,528-11.2% |
| Admin fee / account holder | $356 | $283+25.5% | $10,614-96.6% | $348+2.3% |