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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,105 | $112,121-47.3% | $95,960-38.4% | $158,966-62.8% |
| Participation rate | 78.6% | 79.0%-0.4pp | 77.1%+1.5pp | 82.0%-3.4pp |
| Annual return | 14.09% | 171.16%-157.1pp | 91.63%-77.5pp | 302.95%-288.9pp |
| Employer contribution / active EE | $2,137 | $3,199-33.2% | $2,541-15.9% | $4,762-55.1% |
| Participant deferral / active EE | $4,061 | $4,784-15.1% | $4,167-2.5% | $5,983-32.1% |
| Admin fee / account holder | $26,517 | $10,135+161.6% | $6,797+290.1% | $11,250+135.7% |