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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,435 | $124,336-28.1% | $111,303-19.6% | $167,518-46.6% |
| Participation rate | 78.3% | 79.6%-1.4pp | 77.3%+0.9pp | 82.1%-3.8pp |
| Annual return | 12.76% | 37.45%-24.7pp | 54.66%-41.9pp | 478.71%-465.9pp |
| Employer contribution / active EE | $0 | $3,436-100.0% | $2,731-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $3,593 | $5,181-30.7% | $4,487-19.9% | $6,342-43.3% |
| Admin fee / account holder | $1,561 | $10,623-85.3% | $7,966-80.4% | $12,312-87.3% |