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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,610 | $85,060+239.3% | $70,565+309.0% | $139,487+106.9% |
| Participation rate | 86.7% | 73.9%+12.8pp | 68.4%+18.3pp | 80.3%+6.3pp |
| Annual return | 13.31% | 30.39%-17.1pp | 32.79%-19.5pp | 373.84%-360.5pp |
| Employer contribution / active EE | $11,049 | $3,912+182.5% | $2,976+271.3% | $4,755+132.4% |
| Participant deferral / active EE | $6,753 | $5,891+14.6% | $4,568+47.8% | $6,713+0.6% |
| Admin fee / account holder | $44,467 | $8,932+397.8% | $6,430+591.6% | $11,407+289.8% |