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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,610 | $85,030+239.4% | $70,525+309.2% | $139,427+107.0% |
| Participation rate | 86.7% | 73.9%+12.8pp | 68.4%+18.3pp | 80.3%+6.3pp |
| Annual return | 13.31% | 30.35%-17.0pp | 32.76%-19.4pp | 373.27%-360.0pp |
| Employer contribution / active EE | $11,049 | $3,909+182.6% | $2,974+271.6% | $4,752+132.5% |
| Participant deferral / active EE | $6,753 | $5,891+14.6% | $4,567+47.9% | $6,711+0.6% |
| Admin fee / account holder | $44,467 | $8,908+399.2% | $6,413+593.3% | $11,404+289.9% |