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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,192 | $82,324+212.4% | $68,803+273.8% | $134,545+91.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 69.0%+18.5pp | 81.2%+6.3pp |
| Annual return | -10.65% | -2.17%-8.5pp | -6.37%-4.3pp | 418.37%-429.0pp |
| Employer contribution / active EE | $11,013 | $3,302+233.6% | $2,656+314.7% | $4,742+132.3% |
| Participant deferral / active EE | $5,825 | $4,740+22.9% | $3,942+47.8% | $6,401-9.0% |
| Admin fee / account holder | $22,878 | $6,485+252.8% | $4,936+363.5% | $11,431+100.1% |