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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,585 | $97,729+87.9% | $83,830+119.0% | $135,379+35.6% |
| Participation rate | 36.4% | 80.0%-43.6pp | 76.1%-39.8pp | 82.6%-46.3pp |
| Annual return | -5.79% | 1287.52%-1293.3pp | 850.97%-856.8pp | 519.79%-525.6pp |
| Employer contribution / active EE | $1,038 | $4,222-75.4% | $3,631-71.4% | $4,779-78.3% |
| Participant deferral / active EE | $3,965 | $4,683-15.3% | $4,082-2.9% | $5,609-29.3% |
| Admin fee / account holder | $4,293 | $6,674-35.7% | $5,479-21.6% | $10,828-60.4% |