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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $53,137 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,216 | $39,973-51.9% | $79,580-75.9% | $77,906-75.3% |
| Participation rate | 20.9% | 64.6%-43.7pp | 69.5%-48.6pp | 73.7%-52.8pp |
| Annual return | -23.64% | 3.42%-27.1pp | 0.15%-23.8pp | 12.16%-35.8pp |
| Employer contribution / active EE | $370 | $1,088-66.0% | $2,413-84.7% | $2,846-87.0% |
| Participant deferral / active EE | $1,195 | $2,774-56.9% | $3,985-70.0% | $4,805-75.1% |
| Admin fee / account holder | $206 | $113+82.6% | $6,835-97.0% | $133+55.5% |