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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,080 | $138,078-49.2% | $125,363-44.1% | $134,509-47.9% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -21.10% | 750.49%-771.6pp | 572.15%-593.2pp | 418.13%-439.2pp |
| Employer contribution / active EE | $6,905 | $5,245+31.7% | $4,815+43.4% | $4,741+45.7% |
| Participant deferral / active EE | $7,962 | $7,800+2.1% | $7,447+6.9% | $6,400+24.4% |
| Admin fee / account holder | $718 | $11,566-93.8% | $10,005-92.8% | $11,427-93.7% |