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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,104 | $125,193-64.0% | $105,591-57.3% | $145,978-69.1% |
| Participation rate | 60.0% | 77.6%-17.6pp | 75.3%-15.3pp | 80.3%-20.3pp |
| Annual return | 12.13% | 225.53%-213.4pp | 116.43%-104.3pp | 550.52%-538.4pp |
| Employer contribution / active EE | $4,500 | $3,718+21.0% | $3,166+42.1% | $4,662-3.5% |
| Participant deferral / active EE | $7,780 | $5,708+36.3% | $5,008+55.3% | $6,690+16.3% |
| Admin fee / account holder | $0 | $17,277-100.0% | $11,024-100.0% | $13,400-100.0% |