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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,973 | $118,496-81.5% | $98,461-77.7% | $139,466-84.2% |
| Participation rate | 60.0% | 77.5%-17.5pp | 75.2%-15.2pp | 80.3%-20.3pp |
| Annual return | 29.17% | 18.96%+10.2pp | 21.17%+8.0pp | 373.66%-344.5pp |
| Employer contribution / active EE | $2,172 | $3,611-39.8% | $3,049-28.8% | $4,754-54.3% |
| Participant deferral / active EE | $6,084 | $5,393+12.8% | $4,738+28.4% | $6,712-9.4% |
| Admin fee / account holder | $0 | $14,056-100.0% | $8,961-100.0% | $11,409-100.0% |