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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,774 | $110,240-5.0% | $96,544+8.5% | $139,487-24.9% |
| Participation rate | 70.8% | 78.1%-7.3pp | 76.0%-5.2pp | 80.3%-9.5pp |
| Annual return | 13.30% | 26.41%-13.1pp | 25.88%-12.6pp | 373.84%-360.5pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $7,500 | $5,549+35.2% | $4,851+54.6% | $6,713+11.7% |
| Admin fee / account holder | $12,694 | $11,602+9.4% | $8,254+53.8% | $11,407+11.3% |