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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,956 | $72,486-2.1% | $87,103-18.5% | $72,976-2.8% |
| Participation rate | 76.7% | 72.8%+3.9pp | 76.9%-0.2pp | 69.5%+7.2pp |
| Annual return | 21.19% | 24.46%-3.3pp | 28.19%-7.0pp | 81.02%-59.8pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,220 | $3,270+90.2% | $4,049+53.6% | $3,608+72.4% |
| Admin fee / account holder | $16,976 | $5,055+235.9% | $7,491+126.6% | $5,124+231.3% |