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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,030 | $176,120+13.0% | $159,487+24.8% | $167,553+18.8% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 28.38% | 331.95%-303.6pp | 263.71%-235.3pp | 478.89%-450.5pp |
| Employer contribution / active EE | $9,986 | $5,299+88.4% | $4,831+106.7% | $4,840+106.3% |
| Participant deferral / active EE | $10,563 | $7,752+36.3% | $7,354+43.6% | $6,343+66.5% |
| Admin fee / account holder | $894 | $12,561-92.9% | $10,804-91.7% | $12,316-92.7% |