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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,249 | $127,387-22.1% | $115,038-13.7% | $125,389-20.8% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | 19359.67% | 31.28%+19328.4pp | 26.14%+19333.5pp | 282.24%+19077.4pp |
| Employer contribution / active EE | $13,605 | $5,166+163.3% | $4,608+195.3% | $4,866+179.6% |
| Participant deferral / active EE | $13,312 | $6,423+107.3% | $6,026+120.9% | $5,352+148.7% |
| Admin fee / account holder | $2,832 | $9,516-70.2% | $8,175-65.4% | $9,541-70.3% |