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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,720 | $58,493-32.1% | $84,021-52.7% | $72,975-45.6% |
| Participation rate | 55.9% | 61.2%-5.3pp | 69.0%-13.1pp | 69.5%-13.6pp |
| Annual return | 25.98% | 28.93%-3.0pp | 71.32%-45.3pp | 81.01%-55.0pp |
| Employer contribution / active EE | $1,424 | $1,163+22.4% | $1,984-28.2% | $2,440-41.6% |
| Participant deferral / active EE | $2,213 | $2,394-7.6% | $3,239-31.7% | $3,608-38.7% |
| Admin fee / account holder | $2,313 | $4,569-49.4% | $6,102-62.1% | $5,124-54.9% |