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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $9,072 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,552 | $31,370+7.0% | $74,577-55.0% | $63,975-47.6% |
| Participation rate | 46.0% | 42.6%+3.4pp | 68.1%-22.2pp | 71.1%-25.2pp |
| Annual return | 12.11% | -105.16%+117.3pp | 20.47%-8.4pp | 48.65%-36.5pp |
| Employer contribution / active EE | $747 | $822-9.1% | $2,525-70.4% | $2,182-65.7% |
| Participant deferral / active EE | $3,649 | $1,560+133.9% | $3,458+5.5% | $3,356+8.7% |
| Admin fee / account holder | $37 | $77-51.4% | $4,138-99.1% | $70-47.0% |